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Identity theft is fast rising up on the list of crimes being committed in the US. Last year’s identity theft statistics state that almost 9.5 million Americans became victims of privacy theft, collectively suffering a loss of almost five billion dollars. Anybody can become a victim of privacy theft and in a day and age where information is already easily available, it is extremely important that you take all kinds of precautions to prevent identity theft.

Identity theft prevention is extremely important if you do not want to be defrauded and you should take special care never to disclose your bank account numbers, credit card numbers and social security number to anybody apart from authorized people. Giving such information over the phone to different callers is a complete no no and it is advised that you unsubscribe from unsolicited promotional calls. Giving away pin numbers is a big mistake and so is letting people stand behind while you operate your ATM or credit card.

The internet and your computer is the place where most people succumb to identity theft nowadays. In order to prevent identity theft, use good quality anti virus and anti spy ware software on your computer. Do not respond to any mails that ask for personal information, even if the mail comes from your own bank or company. This could be a phishing attempt and no reputable company is asking for personal information through emails nowadays. Always sign out properly whenever you sign in at a site. Make sure that you shop only at trusted online stores. Do not keep your personal information like your bank account details and passwords on your computer’s hard disk drive. As far as passwords are concerned, please spend some time devising a secure password since it might end up saving you a lot of time, money and hassles later on. Remember that passwords derived out of date of births, names and social security numbers are no passwords at all.

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Identity theft is a real concern these days. Sometimes it seems like the amount of information a potential apartment tenant has to reveal is somewhat unsettling. A landlord who is worth leasing from is going to ask several personal questions. He will want your name, address, phone number, salary, social security number, a list of your current and past employers and he will probably let you know that he will check your credit report. The reason he is requesting this information is because he is taking a risk by turning over his property to someone with whom he is unacquainted.

Although it is unlikely that a good landlord will steal your identity, here are a few tips for someone who is interested in leasing an apartment.

1. Landlords are required to abide by the Disposal Rule of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). This rule requires landlords retain your information in a locked cabinet at all times. When they no longer need your information, they are to destroy it using an effective method such as shredding. All computer files should be erased with a program that will delete the information permanently.

2. Take note of how the landlord keeps his office. Do you see any other applications or sensitive information out in the open? You have every right to ask where he keeps his sensitive information and if there is anyone else (such as a leasing associate) who has access to it.

3. Ask other tenants about the landlord and if they have had any problems dealing with him. This information might prove to be invaluable in helping you make a decision.

It may be tempting to lease an apartment from a landlord who doesn't require personal information, but be careful. A landlord who is careless with his property may be the same way in other areas. A professional landlord screens his potential tenants carefully in order to safeguard himself and his other tenants. Wouldn’t you want the same if you were already one of his tenants?

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